Uninsured / Under-insured Motorists
When an automobile accident happens, one of the first steps we take is to exchange insurance information with the other driver. However, sometimes the other driver doesn’t have sufficient car insurance to cover your damages – and sometimes, despite Illinois law the driver doesn’t have any insurance at all.
If you or a loved one has become seriously injured in a car accident and the other driver lacks sufficient insurance coverage, you may have questions about your legal options for compensation. The experienced Chicago uninsured/underinsured motorist accident attorneys at Salvi, Schostok & Pritchard P.C. can help. Contact Salvi, Schostok & Pritchard P.C. today for a free, no-obligation consultation at (877) 249-1227.
You May Be Able to File a Claim Through Your UM/UIM Coverage
If you are involved in an accident involving an uninsured or underinsured motorist, you may be eligible to file a claim with your own insurance company if you have purchased underinsured or uninsured motorist coverage. Illinois law requires that all insurance companies offer this option, however, you are not required to purchase it, so it’s important to first review your policy to confirm what coverage is included.
If you have purchased underinsured/uninsured motorist coverage, you may think that receiving compensation for your damages will be easy. Unfortunately, this is not necessarily the case. Despite the relationship between you and your insurance company and the premiums you have probably paid for years, once you file a claim against them, the battle begins.
The experienced underinsured/uninsured motorist attorneys at Salvi, Schostok & Pritchard P.C. know how to deal with reluctant insurers. We know what the insurance companies look for when they deny a claim, and we know how to present the facts of your case in a convincing manner. We have helped many injured accident victims to recover the damages they deserve after an accident with an uninsured/underinsured motorist – because we know your medical bills do not diminish simply because the other driver responsible for your accident failed to secure adequate coverage.
Our Experienced Chicago UM/UIM Lawyers Can Help You
At Salvi, Schostok & Pritchard P.C., our Chicago car accident lawyers have three decades of experience in dealing with insurance companies and we know how to prepare an effective claim on your behalf. We understand how to thoroughly conduct car accident investigations, preserve important evidence and collect the medical records necessary to demonstrate the extent of your injuries and your long term health status. We work with qualified medical experts who can review the facts of your case to provide informed opinions about your medical condition and the damage caused by your injuries.
For 30 years, the car accident attorneys at Salvi, Schostok & Pritchard P.C. have represented car accident victims in legal claims involving uninsured/underinsured motorists across Illinois, including Chicago, Cook County, and Lake County. Our legal professionals understand the emotional, physical and financial turmoil that serious car accident injuries can cause – and we remain committed to helping our clients rebuild their lives.
We have obtained substantial recoveries across the nation on behalf of our clients – over 190 cases with a minimum result of $1 million, totaling more than $650 million in various types of personal injury, accident and wrongful death cases. If you have additional questions or need help with a Chicago UM/UIM case, please contact Salvi, Schostok & Pritchard P.C. for a free, no-obligation consultation at (877) 249-1227.